I somewhat copied this card from a long ago Somerset Studio. I have had these stamps in my stash for years and have used them in other various holiday cards over the years. The main image is from now-defunct Stampa Rosa but have seen the stamp available from another company. After the holidays, I will take the time to do a search and post.
The girl was chalked to achieve softness and the remainder of the image was watercolored as was the Hero Arts stamp bordering the image. I added copper and white Pearl Pen dots to the entire image and border. This picture shows the white Pearl Pen better.